Florida Insurance: 4.5x the National Average

Platform: Instagram (Single Image) • Post #17

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Florida homeowners now pay 4.5 TIMES the national average for property insurance.

2026 projected average: $8,800 – $9,200/year
National average: ~$1,950/year

And it’s gone up EVERY SINGLE YEAR since 2019:

  • 2019: $2,700
  • 2020: $3,100 (+14.8%)
  • 2021: $3,600 (+16.1%)
  • 2022: $4,200 (+16.7%)
  • 2023: $5,500 (+31.0%)
  • 2024: $6,800 (+23.6%)
  • 2025: $8,000+ (+17.6%)
  • 2026: $8,800-9,200 (projected +10-15%)

Governor DeSantis proposed $600M+ in budget relief, but meaningful consumer savings haven’t materialized yet.

This is the #1 factor driving South Florida housing stagnation.

Full analysis in our report →


Hashtags: #FloridaInsurance #InsuranceCrisis #HomeInsurance #FloridaRealEstate #SouthFlorida #HousingCosts #RealEstateData

Data: FPAT, Storm Smart, Florida OIR

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