Agent Commission vs. Cash Offer: Do the Math

Selling with an agent? Here’s what comes off the top:

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  • 6% commission on a $400K home = $24,000
  • Closing costs: another $8,000-$12,000
  • Repairs & staging: $5,000-$15,000
  • Carrying costs while it sits: $2,000-$4,000/month

A slightly lower cash offer with zero fees and a 2-week close can actually net you more.

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