Mortgage Rate Check: Where Rates Stand in 2026

Platform: Instagram (Story Series – 5 frames) • Post #11

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RATE CHECK — 2026

Current Rates:

  • 30-Year Fixed: 5.97% (Zillow) / 6.16% (Bankrate)
  • 15-Year Fixed: 5.47%
  • “Rates just dipped below 6% — for now”

What the Experts Say

  • Fannie Mae: ~6% through 2026, maybe 5.9% by Q4
  • Morgan Stanley: Could hit 5.5% by mid-year
  • MBA: Staying near 6.4%

What This Means for Buyers

  • $400K mortgage at 6%: $2,398/mo
  • $400K mortgage at 5.5%: $2,271/mo
  • Savings: $127/month = $45,720 over 30 years

Want the full picture? Our “Stagnation in the Sun” report covers everything from rates to insurance to the condo crisis.

Read the full report →


Hashtags: #MortgageRates #RealEstate #HomeBuying #InterestRates #FloridaRealEstate

Data: Zillow, Bankrate, Fannie Mae, Morgan Stanley

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