Your Seller’s Checklist: 5 Things to Do Before Accepting Any Offer

Before you sign anything — whether it’s a cash offer or a traditional contract — make sure you’ve done these five things:

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1. Know your payoff amount — Call your lender for an exact mortgage payoff figure
2. Check for liens — HOA dues, tax liens, or contractor liens can delay closing
3. Understand your closing costs — Even cash sales have title fees and potential prorations
4. Compare net proceeds — An agent’s higher price minus 6% commission and 3 months of carrying costs may net you less than a cash offer today
5. Set your timeline — Know when you need to move and work backwards

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